Tiếng Việt- 1 Law No. 20/2004/QH11 of June 15, 2004 amending and supplementing a number of articles of The Law on credit institutions
- 2 Law No. 10/2003/QH11 of June 17, 2003, amending and supplementing a number of articles of the Vietnam State Bank Law
- 3 Decree No. 52/2003/ND-CP of May 19, 2003, prescribing the functions, tasks, powers and organizational structure of Vietnam State Bank
- 4 Law No. 06/1997/QH10 of December 12, 1997 on The State Bank of Vietnam
- 5 Law No. 07/1997/QH10 of December 12, 1997 on credit institutions
| THE STATE BANK OF VIETNAM | SOCIALIST REPUBLIC OF VIETNAM |
| No. 02/2006/QD-NHNN | Hanoi, January 18, 2006 |
THE GOVERNOR OF THE STATE BANK
- Pursuant to the Law on the State Bank of Vietnam issued in 1997 and the Law on the amendment, supplement of several articles of the Law on the State Bank of Vietnam issued in 2003;
- Pursuant to the Law on Credit Institutions issued in 1997 and the Law on the amendment, supplement of several articles of the Law on Credit Institutions issued in 2004;
- Pursuant to the Decree No.52/2003/ND-CP dated 19/5/2003 of the Government providing for the function, assignment, authority and organizational structure of the State Bank of Vietnam;
Upon the proposal of the Head of the Payment Board,
DECIDES:
Article 1. To issue in conjunction with this Decision the “Regulation on the system of banking codes used in payment transactions through the State Bank”.
Article 2. This Decision shall be effective after 15 days since its publication in the Official Gazette and replace the Decision No.1247/2003/QD-NHNN dated 20/10/2003 of the Governor of the State Bank on the issuance of the Regulation on the system of banking codes used in payment transaction through the State Bank, the Decision No.1677/2003/QD-NHNN dated 31/12/2003 on the amendment of the Article 2 of the Decision No.1247/2003/QD-NHNN dated 20/10/2003 of the Governor of the State Bank.
Decisions on the amendment, supplement, cancel of the banking codes issued in conjunction with the Decision 1247/2003/QD-NHNN dated 20/10/2003 providing for the banking codes used in payment transactions through the State Bank shall cease their effectiveness.
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FOR THE GOVERNOR OF THE STATE BANK OF VIETNAM
DEPUTY GOVERNOR
Nguyen Dong Tien
ON THE SYSTEM OF BANKING CODES USED IN PAYMENT TRANSACTIONS THROUGH THE STATE BANK
(Issued in conjunction with the Decision No.02/2006/QD-NHNN dated 18/01/2006 of the Governor of the State Bank)
Article 1. Scope of application
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2. Banking code is used to identify payment services suppliers (hereinafter referred to as banks), used for the application of information technology to electronic money transfer (EMT) of the State Bank and inter - bank electronic payment (IBEP) organized by the State Bank.
Article 2. Subjects to be granted a banking code
1. Units of the State Bank including: Banking Operation Department, Finance - Accounting Department, Administration Department, branches of the State Bank in provinces, cities under the central Government's management, Representative Office of the State Bank in Ho Chi Minh City and other units entitled to engage in EMT or IBEP.
2. Credit Institutions, the State Treasury and other organizations permitted to engage in payment services (Head office, or branches), which maintain deposit account at Banking Operation Department or branches of the State Bank in provinces, cities under the central Government's management for direct payment operations; or do not maintain deposit account at the State Bank but are accepted by competent levels to engage in IBEP organized by the State Bank.
Article 3. Composition of a Banking code
A Banking code shall consist of 2 parts including 8 digits which are divided into 5 groups as follows:
1. Base code includes 5 digits divided into group 1, group 2 and group 3, of which:
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Group 2 includes 1 digit (the third digit counted from the left) which stands for the type of bank and is numbered from 1 to 9 (Appendix 2);
Group 3 includes 2 succeeding digits which stand for the code of banks of the same type and are numbered from 01 to 99 (Appendix 3)
2. Unit code consists of 3 digits divided into group 4 and 5, of which:
Group 4 includes 2 digits (preceding the checking number) which stand for the code of a bank branch in the same province, city and are numbered from 01 to 99;
Group 5 includes the 8th digit counted from the left to the right and is the checking number.
For example: Banking code 5120101X which is granted to Industrial and Commercial Bank of Vietnam (Incombank), Danang city branch, has 8 digits, of which:
51 - stands for Da Nang city
2- stands for a state owned commercial bank
01- stands for the code of Industrial and Commercial Bank of Vietnam- being the first bank in the system of the state owned commercial banks.
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X- stands for the checking number
Article 4. Banking code management
1. The issuance, adjustment or cancellation of the base code shall be decided upon by the Governor of the State Bank.
2. The issuance, adjustment or cancellation of the unit code shall be decided upon by the Head of the Payment Board and he shall be authorized by the Governor of the State Bank to sign the notification in line with the composition of the banking code as provided for in Article 3 of this Regulation
Article 5. Procedures for issuance, adjustment or cancellation of a Banking code
1. The issuance, adjustment or cancellation of a Banking code shall be performed when subjects granted a banking code have experienced such changes as: new establishment, change of name, integration, dissolution, and other changes, which require the supplement, adjustment or cancellation of a Banking code correspondingly.
2. The Bank which requests for the issuance, adjustment or cancellation of a banking code must send the Banking Operation Department or State Bank branch in the local area two sets of application file including following documents:
a. A written request of the General Manager (Manager) of the bank for the issuance, adjustment or cancellation of the banking code (accurately and fully stating the content, transaction name of the bank);
b. A Decision by the agency in charge of the establishment, change of registered name, split, separation, integration or dissolution of the bank;
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d. A lience on the opening of a branch (for newly established unit)
3. Within a maximum period of 7 working days from the sufficient receipt of the file, the Director of the Banking Operation Department or General Manager of the State Bank branch in province, city must give opinion in writing on the conditions of application file for the issuance, adjustment or cancellation of Banking code and submit them, enclosed with 01 set of file of the bank, to the State Bank (the Payment Board)
4. Based on the written documents of the Director of Banking Operation Department or General Manager of the State Bank branch in province, city and the application file for the issuance, adjustment or cancellation of the Banking code, the Head of the Payment Board shall be responsible for verification of the accuracy and proceed as follows:
a. Submitting to the Governor of the State Bank for the issuance, adjustment or cancellation of the banking code;
b. In compliance with the order of the Governor of the State Bank, carrying out the issuance, adjustment or cancellation of a unit code;
c. Timely giving a written notice of the issuance, adjustment, cancellation of banking code to the Banking Informatics Technology Department; subjects being granted a banking code as provided for in paragraph 1 Article 2 of this Regulation and banks (Head office) engaging in the payment transaction through the State Bank.
Article 6. The Head of the Payment Board shall be responsible for the guidance, deployment, supervision and examination of the implementation of the provisions on banking code in accordance with this Regulation.
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Article 8. General Directors (Directors) of the payment services suppliers shall be responsible for the monitoring, supervision, and examination of the use of banking code at their units in accordance with this Regulation.
THE CODE OF PROVINCES AND CITIES UNDER THE CENTRAL GOVERNMENT'S MANAGEMENT
Name
Code
Name
Code
Ha noi
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Hochiminh City
50
Tuyen Quang
11
Da Nang
51
Ha Giang
12
Quang Nam
...
...
...
Cao Bang
13
Quang Ngai
53
Lang Son
14
Binh Dinh
54
Bac Can
...
...
...
Phu Yen
55
Thai Nguyen
16
Khanh Hoa
56
Yen Bai
17
Đac Nong
...
...
...
Lao Cai
18
Binh Thuan
58
Dien Bien
19
Ninh Thuan
59
Son La
...
...
...
Gia Lai
60
Quang Ninh
21
Kon Tum
61
Lai Chau
22
Dac Lac
...
...
...
Hai Phong
23
Lam Dong
63
Hai Duong
24
Hau Giang
64
Hung Yen
...
...
...
Binh Duong
65
Bac Giang
26
Binh Phuoc
66
Bac Ninh
27
Tay Ninh
...
...
...
Phu Tho
28
Đong Nai
68
Vinh Phuc
29
Ba Ria – Vung Tau
69
Ha Tay
...
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...
Long An
70
Hoa Binh
31
Dong Thap
72
Ha Nam
32
An Giang
...
...
...
Nam Dinh
33
Tien Giang
76
Ninh Binh
34
Ben Tre
77
Thai Binh
...
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Vinh Long
78
Thanh Hoa
36
Tra Vinh
79
Nghe An
37
Can Tho
...
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Ha Tinh
38
Soc Trang
81
Quang Binh
39
Kien Giang
82
Quang Tri
...
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Bac Liêu
84
Thua Thien Hue
41
Ca Mau
85
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Code
The State Bank
1
The State owned Commercial Bank
2
Joint stock Commercial Bank
3
Joint venture Bank
5
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6
The State Treasury
7
Cooperative Credit Institution
9
THE CODE OF THE ORDINAL NUMBER OF BANKS OF THE SAME TYPE
Name of Banks
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Code
1
2
3
1. The State Bank of Vietnam
1
01
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2. The State owned Commercial Banks
Industrial and Commercial Bank of Vietnam
2
01
Bank for Investment and Development of Vietnam
2
02
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2
03
Bank for Agriculture and Rural Development of Vietnam
2
04
Mekong Delta Bank for Housing Development
2
05
Bank for Social Policies
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07
3. Joint Stock Commercial Banks
Hanoi Housing Development Bank
3
...
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...
Marine Time Commercial Bank
3
02
Sai Gon - Thuong Tin Commercial Bank
3
03
East Asia Commercial Bank
3
04
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3
05
South Asia Stock Commercial Bank
3
06
Asia Commercial Bank
3
07
Sai Gon Industrial and Commercial Bank
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08
Joint stock Commercial Bank for non State-owned enterprises
3
09
Technique Commercial Bank of Vietnam
3
10
Military Commercial Bank
3
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North Asia Commercial Bank
3
13
International Commercial Bank
3
14
Vung Tau Commercial Bank
3
15
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3
17
Hai Hung Rural Commercial Bank
3
19
Ninh Binh Rural Commercial Bank
3
20
Joint Stock Housing Commercial Bank of Ho Chi Minh City
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21
An Binh Rural Commercial Bank
3
23
Viet Hoa Commercial Bank
3
24
Tan Viet Commercial Bank
3
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Gia Dinh Commercial Bank
3
27
Southern Commercial Bank
3
28
De Nhat Commercial Bank
3
29
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3
32
Eastern Commercial Bank
3
33
Sai Gon Commercial Bank
3
34
Dong Phuong - Bao Loc Rural Commercial Joint Stock Bank
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36
Dai A Rural Commercial Bank
3
38
Rach Kien Rural Commercial Bank
3
39
Dong Thap Muoi Rural Commercial Bank
3
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My Xuyen Rural Commercial Bank
3
43
Red Flag Rural Commercial Bank
3
46
Nhon Ai Rural Commercial Bank
3
48
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3
51
Song Kien Rural Commercial Bank
3
52
Kien Long Rural Commercial Bank
3
53
Tan Hiep Rural Commercial Bank
...
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54
Viet A Commercial Bank
3
55
4. Joint venture Banks
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VID PUBLIC BANK
5
01
INDO VINA BANK
5
02
CHOHUNG VINA BANK
5
03
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5
04
5. Branch of foreign banks in Vietnam
NATEXIS BANQUES – POPULAIRES SUCCURSALE DU VIET NAM
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01
ANZ BANK
6
02
STANDARD CHARTERED BANK
6
04
CITI BANK
6
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CHINFON BANK
6
07
MAY BANK
6
09
ABN-AMRO BANK
6
10
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6
12
MIZUHO CORPORATE BANK, LTD
6
13
BNP-PARIBAS
6
14
SHINHAN BANK
...
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16
HONGKONG AND SHANGHAI BANK
6
17
UNITED OVERSEAS BANK
6
18
DEUTSCHE BANK
6
...
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BANK OF CHINA
6
20
CALYON BANK
6
21
BANK OF TOKYO – MITSUBISHI
6
22
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6
23
WOORI BANK
6
24
OVERSEA-CHINESE BANKING COPORATION LTD
6
25
KOREA EXCHANGE BANK
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26
JP MORGAN CHASE BANK
6
27
VIET-LAO JOINT VENTURE BANK
6
28
CHINATRUST COMMERCIAL BANK
6
...
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...
FIRST COMMERCIAL BANK
6
30
FAR EAST NATIONAL BANK
6
32
VIET-LAO JOINT VENTURE BANK BRANCH IN HOCHIMINH CITY
6
33
...
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...
6
34
MALAYAN BANKING BERHAD – HOCHIMINH CITY
6
35
6. State Treasury
...
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01
7. Cooperative Credit Institutions
Central People’s Credit Fund
9
...
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Local People’s Credit Fund
9
02
- 1 Decision No. 23/2007/QD-NHNN of June 05, 2007, on the issuance of the regulation on the system of banking codes used in banking activity and operations
- 2 Decision No.1247/2003/QD-NHNN of October 20, 2003, on the issuance of the regulation on the system of banking codes used in the payment transactions through the State Bank
- 3 Decision No.1247/2003/QD-NHNN of October 20, 2003, on the issuance of the regulation on the system of banking codes used in the payment transactions through the State Bank
- 1 Decision No.1247/2003/QD-NHNN of October 20, 2003, on the issuance of the regulation on the system of banking codes used in the payment transactions through the State Bank
- 2 Law No. 06/1997/QH10 of December 12, 1997 on The State Bank of Vietnam
- 3 Law No. 07/1997/QH10 of December 12, 1997 on credit institutions